1:1 Coaching
Dreaming Tree Personal Finance
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Goal Setting
A major pillar of our financial success comes from setting achievable and measurable goals. We will work to outline what those are to you specifically and build out an actionable plan. After all, a goal without a plan is just a wish!
Budgeting
Having a budget and sticking to it is one of the easiest ways to financial freedom. A budget should not only consist of outflowing expenses but have allocations for saving and investing as well. Whether you have a budget that needs tweaking or have never had one, we will get you on the right path.
Investing
We are all in different stages of our financial journey, but a critical component to growing wealth and gaining financial independence comes from investing. We will work through your specific comfort level with investing and educate you on how to use investing as a tool to get to where you want to go.
Financial Literacy
Personal finance courses have traditionally not been taught in our schools. We will provide educational resources in the form of a weekly newsletter, social media posts, 1:1 coaching sessions, financial calculators, training classes, and more to make sure you have the knowledge to achieve your financial goals.
Helping You Find Success With Personalized Finance Coaching
Do you feel like it’s time to make a change with your personal finances? Whether you’ve never truly understood the basics of managing money and having a budget. Or you’ve just started a new job that has increased your income and you don’t have a clear plan on what to do with it. Whatever stage you are at in your financial journey, Dreaming Tree Personal Finance is here to help improve your financial situation and guide you toward financial freedom. We build customized coaching sessions for each of our clients based on their goals, needs, and wants.
What Is Personal Finance Coaching?
These sessions can be used however you see fit, but a typical structure to these sessions would look something like this:
Discovery Process
This stage will build the framework for all of our other sessions. We will use this time to take a look into your past history with finance and determine what you feel your overall skill level and understanding of personal finance is. From there we will dive deeper into your current situation. What is working for your, what isn’t, etc?
Education Process
Once we understand your level of comfort around basic finance, budgeting, investing, etc. We can talk through the areas where you may need more assistance. We will provide educational resources, walk through setting up certain accounts, building out detailed budgets, etc.
Goal Setting/Planning Process
This is the fun part. Where we get to outline different ways to improve on your good habits and remedy some of the bad ones. We will set clear goals (short term and long term) to help you outline exactly what you want your financial picture to look like to provide a better life for you and your family.
Execution and Follow Up Process
We will talk through ways to put these plans into action to help us achieve our goals with periodic updates on progress. Investing, budgeting, debt management, prioritization, etc. All of our clients will have the option to subscribe to our ongoing educational blog, podcast, and newsletter to stay current on the ever changing financial climate
How Do I know If Coaching is Right For Me?
Personal Finance coaching focuses on understanding each client’s specific needs, goals, and general skill level when it comes to the subject of finance. We’re all in a different place in our overall financial journey and our goal is to define that and make our clients feel more comfortable with their personal financial situation. This is a judgement free zone and all of our conversations are strictly confidential.
Individuals who feel overwhelmed with finance
The thought of dealing with money, building a realistic budget, or managing debt can be extremely overwhelming for some. We will take time to understand your specific needs and situation to create a realistic and easy to manage plan moving forward to get you in a better place and make finance your new favorite subject.
Individuals who dont know where to start with investing
Investing is an absolute necessity if you want to achieve financial independence. Inflation was at 9.1% in 2022 and is still hovering around 4%. That means your dollar is losing massive value every day you don’t put it to work.
Parents who want their children to have a better understanding of finance
Personal Finance education has traditionally not been taught in schools. We are putting together a curriculum to get the younger generation up to speed on how to manage their finances and the importance of investing and budgeting.
Individuals who need assistance creating a financial plan
If you fall into this category, we will explore your specific goals and where you want to be 10, 20, 30 years from now. This could encompass a retirement plan, a plan to start a business, or a plan to make sure your children are taken care of. Whatever the goal may be, we can work with you to put a plan into action to achieve it.
Individuals who need help balancing a budget
In my experience having a realistic budget that you can stick to is one of the most basic ways to ensure financial freedom. Not just budgeting for your expenses, but also for saving and investing. This is a crucial step in our overall coaching methodology.
Couples who are trying to get on the same page financially
Roughly 54% of American couples argue about money and the best way to use their resources. We all come from different backgrounds when it comes to what we were taught about money and what our expectations are about money. If you and your significant other need help getting on the same page with finances, we can help. A couple who is on the same page financially can absolutely crush their goals.
My Approach
I have always been a firm believer in the value of a do it yourself mindset, and that is what we are trying to pass along at Dreaming Tree Personal Finance. My goal is to have honest conversations with my clients about their financial wellbeing, their understanding of finances, and what goals they have set for themselves.
One of my favorite quotes is “Know what game you are playing, and avoid taking cues from people playing a different game”. It’s easier than ever to compare ourselves to other people today. Often times this leads us to make decisions that may not be the best for the “game” YOU are playing. We will work to determine what your specific goals, needs, wants are and work to build a plan around that specific to you through coaching, planning, and other educational resources.
How It Works
Schedule a Free 1:1
The first step in our process is to see if we’re a fit to work together. We’ll talk very high level around what you hope to get out of our sessions together and I will explain in a bit more detail around how I think Dreaming Tree can help.
Choose an Offering
Our next step is to determine which coaching plan may be best for your specific needs. I have clients who may find value from just one 90 minute session, and others who feel they need 4 or more. We do not operate on a comission basis and are strictly consultative.
Develop your plan
Based off of our discovery sessions, we will be able to identify the areas you would like assistance. From here we will develop a specific plan to help you achieve your financial goals. Our goals will follow the SMART method. Specific, Measurable, Achievable, Relevant, and Time based.
Reach Your Goals
Achieving financial freedom is a long term pursuit and will require sacrifice and continuous learning. We often have to pivot and change course as life is full of unknowns. The foundation we set in our sessions as well as our ongoing subscription options will allow you to handle the “curve balls” that may be thrown along your financial journey!